Am I sick?

Aw shucks! My head and eyelids feel heavy. My throat is starting to feel irritated. Feel like coughing. What a time to start feeling horrible! The weekend is here! And I have ideas in mind of what I would like to do.

BLR

BLR= base lending rate. Only people with housing (or other types) loans are concerned with this. When I saw that the interest rates are going down, I was quite happy. The first time it happened, end of last year, my banker told me that that action shaved off three years of repayment! Less that half a year ago, our rate is 6.75% per annum. Then it dropped to 6.5%. A 0.25% drop is equivalent to 3years of repayment! That is amazing.

CIMB and Maybank over the course of the last few days announced that they would cut the rate further to 5.95%, effective 3 February. Imagine that! But I'm still waiting for good news from OCBC. So far, silence. Calling out to OCBC! Please adopt this ASAP! Talking about banks, specifically OCBC, they should do something about their internet banking system. It should also allow loan customers to track the loan status and payment online.

Then, there is the bad news that the fixed deposit interest rates are also down. 2.5% for 1 month deposits! Seems like pointless (unless one person has a humongous amount). This will impact mostly the pensioners and the older generation, some of whom lived on interests earned from FDs. That is sad.

We couldn't have the good without the bad.

PS, 30 Jan 09, OCBC announced that they will be reducing their BLR to 5.95% effective Feb 3rd. Yay!

Mall incentive

Today would go down in history as d day that my nephew, S, progressed one more step in the pool. He could kick and move!

After many tries of just pushing the board around the pool and enjoying the water slide, he finally dared to pushed his legs up to the surface and started kicking! Boy! He could move! And what dared him? The thoughts of going to the mall!

Fitness Plan (2)

Fitness plan for 2nd week failed miserably. Enough said. Must get myself motivated.

Anyway, the thursday squash did not materialize since we had the new year cum birthday dinner at the new steamboat place. Since I'm on this subject, let me say that that new place at Krystal Point sucks big time. We were charged RM75 just for the soup (we should be told of that before)! Talk abt fleecing! We have since implemented a total ban on that shop!

Happy (I)

What image conveys the meaning of happy to my mind? When I saw those people on American Idol, after coming out from the judgement room with the yellow piece of paper that meant that they were going to Hollywood for the next stage of AI. Jumping and screaming or shrieking. With joy in their eyes. Wholehearted happiness. I could jump and scream too, happy being infectious.

That is a moment of happiness...

The right thing to do...

Is the one that feels right. The problem is, what if at a later time, that right feeling turned bad?

Who would know that the right thing is the right thing. Everything is subjective. Nothing is carved in stone. Even carved in stone, over time, erosion could erase everything.

This will remain a vague blog entry... I rest my case.

Inaugural Speech

We are one! That's what the inaugural celebration was called. How apt! I think that should be the direction all of us are heading. After all our histories, have they not show us that all of us bleed red blood? What happened to one community would affect other communities. We are inter-linked.

The inaugural speech blew me away. Gave me hope and made me believe in a better tomorrow.

Hoorah!